Investing after the government bond

With a revenue of 21.9 billion euros and over 200,000 registrations, the Belgian government bond of 2023 was a great success. On September 4th, this one-year government bond will be redeemed, and the invested amount will be repaid with a net interest of 2.81%. Are you looking for a new, safe investment with stable returns? Consider new-build real estate for attractive yields and sustainable stability.

Real Estate vs. Government Bond

From September 5th, you can register for a new one-year government bond. While this seems like an attractive option, it might not always be the best investment opportunity for everyone. Real estate offers:

• A higher return: Real estate offers a direct return of an average of three percent, which may be more attractive than the government bond.
• Inflation resistance: Unlike the government bond, real estate is protected against inflation through rent indexation.
• Long-term value growth: While the government bond offers a short-term investment opportunity, real estate focuses on long-term value growth. This can lead to significant capital gain upon sale.
• A stable passive income: With real estate, you benefit from stable passive income from renting. The demand for rental properties is still growing, as evidenced by the average rent price increase of 6.4% in 2023.

When choosing your investment options, it is important to consider what best suits your financial goals. Real estate not only offers a stable income source but also the possibility of long-term appreciation. Investing in real estate is not only inflation-resistant but also delivers higher returns, stable rental income, and added value.

Why choose new-build real estate from Hectaar?

• According to the strictest energy standards
  Whichever project you choose, your new property meets the energy targets of 2050, the strictest insulation and energy standards. We remain under the imposed E-level. Your home fully adheres to the latest energy and comfort requirements, including solar panels and underfloor heating. Due to the energy-efficient nature of our homes, your tenants benefit from reduced energy bills every month.
• Sustainable finishing and quality
  You choose the interior finish according to the specifications, carried out by fixed partners. Prefer to be completely unburdened? We are happy to propose a finish for your property. Our trusted partners are ready to deliver expert and quality execution with high-quality materials. It’s our way of offering you a durable, worry-free return and providing your tenant with a completely up-to-date home, including contemporary comfort. The durable materials give you peace of mind for the next fifteen to twenty years, and all brand-new appliances come with a warranty.
• Transparent budgeting
  With a new-build project, you have a clear view of the budget from the start. The fixed price is your certainty. Want certain extras? No problem. We’re happy to draft a transparent quote. So you know exactly how much your investment will cost throughout the entire construction process.
• First rental included
  Our new-build projects are well-positioned in the rental market. It’s your guarantee of a quick and certain return. As with every phase of our project development, we’re happy to go a step further here. We bring in the first tenant. We carefully select the quality candidate, in consultation with you as the owner. Years of expertise support us in this search. You only need to receive the rent in your account.
• Attractive regions
  Hectaar offers properties in neighborhoods where the demand for quality living is high. We select quiet and family-friendly environments where potential tenants will immediately feel at home. Our projects are conveniently located near major roads, public transport, schools, and shops. Our sellers, together with you, evaluate the most interesting locations in the region.

Until the end of 2024: Lower costs thanks to the 6% VAT measure

Are you investing in a home with the reduced VAT rate of 6%? Then you will benefit from lower costs until the end of 2024. Since June 1, 2024, this measure also applies to investment real estate. Want to know more about how you can benefit from this arrangement? Check here for all the info on the 6% VAT measure for investors.

Interested in investing with Hectaar? Contact us via verkoop@hectaar.be or call 051 69 58 72. We’re happy to assist you with all your questions and provide you with more information about our investment opportunities.